HCMC – The disbursement of the 2% interest rate subsidy package in Vietnam has not met expectations, as a mere 1.7% of the VND40-trillion package has been paid out so far, according to the State Bank of Vietnam. Commercial banks have allocated VND681 billion, leaving a significant gap between the intended support and the actual disbursement. The paperwork, documentation, and compliance checks needed to access the 2% interest rate support have deterred some potential beneficiaries. The VND120-trillion credit package for social housing has seen 12 provinces identify 25 qualified projects requiring over VND13 trillion in loans. Additionally, the VND15-trillion credit package for the forestry and aquatic sector has made positive disbursement results, with banks disbursing nearly VND800 billion from this credit package within 20 days of its implementation.