HCMC – Two major state-run commercial banks, Vietcombank and Agribank, have lowered their deposit interest rates to 5.5% per year, matching the lowest level recorded during the Covid-19 pandemic. As of September 14, the interest rates offered at the counters of these two banks are identical. Vietcombank now offers online deposit rates similar to savings interest rates at the counter. At Agribank, online rates for deposits with several short terms are higher than at-the-counter rates, but the highest deposit rates do not exceed 5.5% per year. Compared to the beginning of this year, deposit rates offered at these two state-run banks have been lowered by 1.5-2 percentage points, reaching a record low of 5.5% per year.